23 Facts About Women's Retirement Outlook
Today’s women are better educated and enjoy career opportunities that were unimaginable 50 years ago. Despite this progress, the gender retirement gap persists. Women lag behind men when it comes to saving and planning for retirement. Based on the 23rd Annual Transamerica Retirement Survey, this report illustrates issues how women workers employed by for-profit companies are juggling competing priorities and financially preparing for the future.
Life in Retirement: Pre-Retiree Expectations and Retiree Realities
Retirees and pre-retirees face longevity risks from declining finances and deteriorating health in older age, as they navigate a turbulent post-pandemic economy. Despite these challenges, they are living happy, purposeful albeit financially vulnerable lives. Based on the 23rd Annual Transamerica Retirement Survey, this report explores their visions of aging and retirement, when and how retirement happens, life in retirement and their financial situation.
Post-Pandemic Realities: The Retirement Outlook of the Multigenerational Workforce
Today’s multigenerational workforce is contending with the persisting post-pandemic hangover and hurdles to their future retirement. This research report examines the employment, finances, health and well-being, and retirement planning of Generation Z, Millennials, Generation X, and Baby Boomers. It outlines the shifting retirement landscape and recommendations for workers, employers, and policymakers.
Stepping Into the Future: Employers, Workers, and the Multigenerational Workforce
Employers are adapting to the new future of work to stand out in an evolving workplace landscape. This research report examines employers’ benefit offerings, identifies employees unmet needs, and outlines recommendations for employers such as best practices for the multigenerational workforce and changes to retirement savings plans from the SECURE 2.0 Act of 2022. It offers insights by company size based our 2022 survey of more than 1,800 employers of for-profit U.S. companies with one or more employees and it features select comparisons with a survey of more than 5,700 workers in for-profit companies.
How to Claim the Saver's Credit
Only 49 percent of workers are aware of the IRS Saver's Credit, according to the 23rd Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account.
8 Ways the SECURE 2.0 Act of 2022 Enhances Retirement Security
The SECURE 2.0 Act of 2022, a result of extensive bipartisan collaboration, represents a major milestone in enhancing retirement security. Based on the 22nd Annual Retirement Survey, Transamerica Institute and TCRS spotlight eight meaningful ways the new legislation enhances retirement security.
Emerging From the COVID-19 Pandemic: A Compendium About U.S. Workers' Retirement Outlook
The
Compendium examines demographic disparities across 35+ indicators of retirement readiness across employment status (full-time and part-time), household income, educational attainment, urbanicity, caregiver status, LGBTQ+ status, and race/ethnicity including White, Black/African American, Hispanic, and Asian/Pacific Islanders (AAPI). It also offers priorities for policymakers for improving retirement security for all Americans. This research report is based on the 22nd Annual Retirement Survey.
Emerging From the COVID-19 Pandemic: Women's Money, Health, and Retirement Preparations
Women face a risky retirement outlook due to societal headwinds such as the gender pay gap and time out of the workforce for parenting and caregiving. Based on the 22nd Annual Retirement Survey, this report examines the experiences of women employed by for-profit companies, and the impacts of the pandemic on their health, employment, financial well-being, and retirement preparedness.
Emerging From the COVID-19 Pandemic: Four Generations Prepare for Retirement
Workers across generations -- Baby Boomers, Generation X, Millennials, and Generation Z -- are envisioning and saving for an active and purposeful retirement amid an uncertain future. Based on the 22nd Annual Retirement Survey, this report focuses on the experiences of employed workers of for-profit companies and the impacts of the pandemic on their health and happiness, employment, financial well-being, and preparations for retirement.
Emerging From the COVID-19 Pandemic: The Employer’s Perspective
Employers are navigating post-pandemic realities and adapting to the evolving needs of employees. This research report examines the impacts of the pandemic on employers and their current HR-related business practices for a multigenerational workforce, health and welfare benefits, and retirement benefits. It includes an analysis by company size based on our 2021 survey of more than 1,800 for-profit U.S. employers.
Emerging From the COVID-19 Pandemic: The Retirement Outlook of the Workforce
The pandemic has precipitated major disruptions to the workforce, resulting in financial setbacks that could have lasting repercussions on workers’ ability to achieve a secure retirement. It also raises an urgent need for strengthening the U.S. retirement system. Based on the 22nd Annual Retirement Survey, this report examines the retirement prospects of workers who are employed by others, self-employed, and unemployed but looking for work.
The Saver’s Credit: A Tax Credit That Pays to Save for Retirement
This report provides an overview of the Saver’s Credit, a historical trend analysis, research findings from TCRS' 22nd Annual Retirement Survey, and recommendations for public policy.
How to Claim the Saver's Credit
Fewer than half (48 percent) of U.S. workers are aware of a tax credit that may help them save for retirement, according to the
22nd Annual Transamerica Retirement Survey. Also referred to as the Retirement Savings Contributions Credit by the Internal Revenue Service (IRS), the Saver’s Credit is available to millions of eligible taxpayers who are saving for retirement.
The New Social Contract: Future-Proofing Retirement
A Compendium of Findings About the Retirement Outlook of U.S. Workers
The 2021 Compendium examines 35 key indicators of retirement readiness across demographic groups such as employment status, work arrangements, urbanicity, household income, race/ethnicity, LGBTQ+ status, and caregiver status.
Life in the COVID-19 Pandemic: Women's Health, Finances, and Retirement Outlook
Despite recent progress in gender equality, women continue to be at risk of not achieving a financially secure retirement than men. This report examines the pandemic's impact on women's health, financial well-being, and retirement preparations.
Living in the COVID-19 Pandemic: The Health, Finances, and Retirement Prospects of Four Generations
Workers are living through a public health crisis and coping with concerns ranging from health and family to employment and finances. This report examines the experiences four generations – Generation Z, Millennials, Generation X, and Baby Boomers – and the impacts of the pandemic on their health, employment, financial well-being, and their ability their ability to save and invest for retirement.
Navigating the Pandemic: A Survey of U.S. Employers
The pandemic has upended the U.S. economy, yet employers are findings ways to support their employees during this challenging time. As a collaboration between TCRS and nonprofit Transamerica Institute, this report examines what companies are doing differently amid the coronavirus pandemic to support their employees' health, financial security, and general well-being.
How to Claim the Saver's Credit
Only 43 percent of workers are aware of the IRS Saver's Credit, according to the
20th Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account.
The New Social Contract: Young adults reinventing life, work, and retirement
Pre-Pandemic: U.S. Employer Benefits and Business Practices
Employers tremendously influence workers' ability to achieve a financially secure retirement. This research report quantifies retirement trends by company size and provides insights into employers' business practices and benefit offerings that enable workers to achieve a financially secure retirement. Based on surveys of employers and workers conducted in late 2019, before the onset of the coronavirus pandemic, this research report is also part of TCRS' 20th Annual Retirement Survey.
Retirement Security: A Compendium of Findings About U.S. Workers
The Compendium examines the impact of the coronavirus pandemic and offers 25+ indicators of retirement readiness across employment status, urbanicities, LGBTQ status, level of educational attainment, generation, gender, and race/ethnicity. It also offers priorities for policymakers for improving retirement security for all Americans. This research report is based on a survey conducted in late 2019 and offers comparisons with a supplemental survey conducted in October 2020.
OECD Forum Presentation May 2019
Women and Retirement: Risks and Realities Amid COVID-19
This extensive report presents from finding from surveys conducted in late 2019, and June 2020, as part of our 20th Annual Transamerica Retirement Survey. Women continue to be at greater risk than men of not achieving a financially secure retirement. This report examines women’s finances before and during the pandemic, and their expectations about retirement, and includes comparisons with men. The report offers actionable recommendations for improving outcomes in women’s long-term retirement preparedness.
Retirees and Retirement Amid COVID-19
Many retirees had a fragile financial picture before the pandemic, and are now even more vulnerable. While most retirees weren't working before the pandemic, and thus are better able to weather the storm, many would be unable to pay large out-of-pocket costs if they were hit with unexpected bills. This research report is based on a survey conducted in late 2019 and offers comparisons with a supplemental survey conducted in June 2020.
The New Social Contract: Age-Friendly Employers
Retirement Security for Women Amid COVID-19
This report presents findings from a short survey conducted in April 2020 and examines women’s retirement preparedness amid the coronavirus pandemic, with comparisons to men. This is the 15th year that TCRS has published research showing that women are at a greater risk of not achieving a financially secure retirement compared to men. TCRS aims to raise awareness of the retirement risks that women face and highlight opportunities where women can take greater control of their long-term financial security.
Retirement Security Amid COVID-19: The Outlook of Three Generations
Workers across generations are at risk of not achieving a financially secure retirement — an issue of major concern long before the coronavirus pandemic. Now, the negative economic effects of the pandemic are further threatening retirement savings and security. The financial vulnerabilities among workers across all generations are becoming clear and TCRS offers suggestions for improving their retirement security. This research report is based on a survey conducted in late 2019 and offers comparisons with a supplemental survey conducted in April 2020.
The New Social Contract: Achieving Retirement Equality for Women
Tips for Claiming the IRS Saver's Credit
Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. Unfortunately, 62 percent of workers are unaware of the credit, according to the 19th Annual Transamerica Retirement Survey of workers.
A Compendium of Findings About U.S. Workers
The Compendium provides in-depth perspectives on retirement. This extensive report offers 30+ key indicators of retirement readiness, preparations and attitudes among workers by employment status (full-time, part-time), generation, gender, household income, level of education, and race/ethnicity.
Nineteen Facts About Women and Retirement
As part of its 19th Annual Transamerica Retirement Survey of Workers, TCRS examines women’s retirement preparedness. This is the 14th year that TCRS has published research showing that women are at a greater risk of not achieving a financially secure retirement compared to men. This study covers research of more than 3,000 women workers in the U.S. and provides insights to their retirement outlook. With this study, TCRS aims to raise awareness of the retirement risks that women face and highlight opportunities where women can take greater control of their long-term financial security.
Employers: The Retirement Security Challenge
As part of its 19th Annual Retirement Survey, TCRS surveyed more than 1,800 employers of for-profit companies with five or more employees to examine their business practices and benefit offerings that enable people to work, save, and transition into retirement.
The Self-Employed: Defying and Redefining Retirement
New TCRS research explores the unique opportunities and challenges for saving, planning, and preparing for retirement that self-employed workers face. This report offers valuable insights to assist the retirement process for self-employed workers.
The New Social Contract: Empowering Individuals in a Transitioning World
What Is "Retirement"? Three Generations Prepare for Older Age
Retirement means "freedom" – a common thread weaving together Baby Boomers, Generation X, and Millennials in the workforce – yet simultaneously, people are grappling with how they will achieve financial success in older age. In an era in which people have the potential to live longer than any other time in history, how can we as a society fundamentally redefine retirement and our life journeys leading up to it?
Workers in Physically Demanding Jobs - Infographics
The Unique Retirement Challenges of Workers in Physically Demanding Jobs
Savers Credit
Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. TCRS research finds that only one in three workers are aware of the credit.
A Precarious Existence: How Today’s Retirees Are Financially Faring in Retirement
An examination of today's retirees and how they are faring in retirement, looking at where they are successful and where there is opportunity to improve their financial well-being.
2018 Country Reports
A Retirement Security Retrospective: 2007 Versus 2017
The Great Recession officially lasted from December 2007 to June 20091 but its after effects continue to linger today. Questions continue to be asked about the status of the recovery among employers and workers. How has retirement security changed? What are areas in need of improvement? TCRS prepared this report based on findings from its annual retirement survey of workers and employers to help answer these questions.
Striking Similarities and Disconcerting Disconnects: Employers, Workers, and Retirement Security
As part of its 18th Annual Retirement Survey, TCRS surveyed 1,825 employers of for-profit companies with five or more employees to learn how they are helping their employees prepare for retirement. The study also provides context by comparing the employer survey findings with TCRS’ survey of 6,372 workers.
A Compendium of Findings About American Workers - 18th Annual Survey (2017) - Full Survey Results
Complete results from the 18th Annual Survey. The worker report includes trend data and comparisons by company size, generation, gender, household income, educational attainment, and race/ethnicity, which are also available as separate reports..
The New Social Contract: A Blueprint for Retirement in the 21st Century
Here and Now: How Women Can Take Control of Their Retirement
In conjunction with National Women’s History Month which corresponds with International Women’s Day on, March 8, TCRS highlights findings from its 18th Annual Transamerica Retirement Survey of Workers. TCRS has published research for more than a decade showing that women are at a greater risk of not achieving a financially secure retirement compared to men. This study covers research of more than 3,900 women workers in the U.S. and shines a light on their current retirement preparedness and outlook for their own retirement. With this study, TCRS aims to raise awareness of the retirement risks that women face and highlight opportunities where women can take greater control of their long-term financial security.
LGBT Retirement Preparations Infographics
Savers Credit
Almost two in three American workers are unaware of the Saver's Credit, according to the 18th Annual Transamerica Retirement Survey. Learn more about this tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; or a traditional or Roth IRA.
LGBT: Retirement Preparations Amid Social Progress
Wishful Thinking or Within Reach? Three Generations Prepare for “Retirement”
The 18th annual survey of more than 6,000 workers across the country examines the retirement-related promises and pitfalls faced by Baby Boomers, Generation X, and Millennials. The survey finds workers are planning to live long lives with visions of a “retirement” that includes both work and personal interests – but with obstacles negatively impacting their ability to achieve success.
All About Retirement: An Employer Survey
As part of the 17th Annual Transameriica Retirement Survey of employers, this study reports on how employers perceive their employees' vision of retiring, the extent to which employers have business practices to support them, and the current state of retirement benefits offered. The survey findings reveal four opportunities in which employers can help improve retirement security among workers.
2017 Infographics
2017 Country Reports
Successful Retirement - Healthy Aging and Financial Security
Seventeen Facts About Women's Retirement Outlook
In conjunction with National Women’s History Month which corresponds with International Women’s Day on, March 8, TCRS highlights findings from its 17th Transamerica Retirement Survey of Workers. TCRS research finds that women have unique challenges - and opportunities - in preparing for retirement.
Savers Credit
Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA; or a new myRA. TCRS research finds that only one in three workers are aware of the credit.
Retirement Preparations in a New Age of Self-Employment
A Compendium of Findings About American Workers - 17th Annual Survey (2016) - Full Survey Results
Complete results from the 17th Annual Survey. The worker report includes trend data and comparisons by company size, generation, gender, household income, educational attainment and ethnicity, which are also available as excerpts.
Perspectives on Retirement: Baby Boomers, Generation X, and Millennials
The retirement landscape is ever-evolving. Societally, as the way that we live and work continues to change, we should expect widely held assumptions about retirement to change. Our research examines three generations currently represented in the workforce: Baby Boomers, Generation X, and Millennials. The landscape is now changing so rapidly that it is clear that their retirements will be different from their parents’ generation and from each other’s as well.
The Current State of 401(k)s - The Employer Perspective
TCRS' new research among employers offers an overview of retirement plan sponsorship rates, comparisons by company size, and includes worker insights. Coincident with the release of the new report, on behalf of TCRS and Transamerica Institute, Catherine Collinson has been invited to share the findings and other research before the U.S. Senate Special Committee on Aging’s hearing titled, “Closing the Gap: Innovations to Promote Americans’ Retirement Security.”
2016 Country Reports
2016 Infographics
A Retirement Wake-Up Call
Sixteen Facts About Women's Retirement Outlook
TCRS has published research for more than a decade showing that women are at a greater risk of not achieving a financially secure retirement compared to men. This study, based on the 16th Annual Transamerica Retirement Survey, covers research of more than 2,400 women workers in the U.S. and shines a light on their current retirement preparedness and outlook for their own retirement. With this study, TCRS aims to raise awareness of the retirement risks that women face and highlight opportunities where women can take greater control of their long-term financial security.
Savers Credit
Learn more about the Saver's Credit, an IRS tax credit for low- to moderate-income workers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA; or a new
myRA. TCRS research finds that only one in four who are potentially eligible are aware of the credit.
Country-Specific Fact Sheets
Learn more about flexible retirement in the U.S. and 14 other countries around the world.
The New Flexible Retirement
The Current State of Retirement: Pre-Retiree Expectations and Retiree Realities
This new research examines the retirement outlook of age 50+ workers with the actual experiences of retirees
Homemakers Are Not Off the Hook: How Should They Be Planning for Retirement?
Infographics
A Compendium of Findings About American Workers
A Compendium of Findings About American Workers -- 16th Annual Survey (2015) - Full Survey Results
Complete results from the 16th Annual Survey. The worker report includes trend data and comparisons by company size, generation, gender, household income, and educational attainment, which are also available as excerpts.
Social Security Turns 80
Social Security was enacted 80 years ago this August and serves as a foundation of American’s retirement security.However the U.S. retirement landscape has been evolving, with increases in life expectancies and shifting labor patterns, leading to the need for Social Security reform. The 16th Annual Transamerica Retirement Survey examines workers’ attitudes and expectations around Social Security.
Inspiring a World of Habitual Savers - Aegon Retirement Readiness Survey 2015
2015 Country Reports
2015 Infographics
Retirement Throughout the Ages: Expectations and Preparations of American Workers
As part of the 16th Annual Transamerica Retirement Survey, this report examines current expectations and preparations among American workers in their twenties, thirties, forties, fifties, and sixties and older.
A Compendium of Findings About American Employers -- 15th Annual Survey (2014) - Full Survey Results
Complete results from the 15th Annual Survey. The employer report includes five-year trend data and comparisons by company size.
Behavioral finance and pension decisions, by Lampros Romanos
An extensive literature review and a focused analysis on how framing effects, financial literacy, self-control and loss aversion affect pension decisions
Fifteen Facts About Women's Retirement Outlook
In celebration of International Women's Day, TCRS lays out 15 facts about women's retirement preparedness and outlook, and recommends seven steps to help improve it.
Savers Credit
WYPR ClearPath - Your Roadmap to Health & Wealth One-Hour Special "Health & Wealth for Millennials"
Baby Boomer Workers Are Revolutionizing Retirement: Are They and Their Employers Ready?
Infographics
Few women are confident they will enjoy a comfortable retirement
Women’s saving global retirement savings patterns
Women globally expect spouse to be retirement income source
Women’s access to workplace retirement plans lags men’s; women favor automatic enrollment
Women globally expect to work in retirement
The Changing Face of Retirement -- Women: Balancing Family, Career and Financial Security
The Retirement Readiness Challenge: Five Ways Employers Can Improve Their 401(k)s
Congressional Testimony
Catherine Collinson was invited to testify to the results of “The Retirement Readiness Imperative: Overcoming the Challenges Faced by Small Companies” before the U.S. House of Representatives Committee on Small Business at its hearing, “The Challenge of Retirement Savings for Small Employers.”
Generation X Workers - The 401(k) Generation
Generation X workers are facing formidable uncertainties about their future retirement. This “401(k) Generation” joined the workforce as 401(k)s were being introduced, and many of them are saving for retirement through such plans. However, the study reveals that current levels of savings may not be enough, and offers recommendations to help improve the retirement readiness outlook for Gen Xers.
Millennial Workers - An Emerging Generation of Super Savers
Millennial workers are engaged in retirement saving and planning, and appear to be an emerging generation of super savers. As part of the 15th Annual Transamerica Retirement Survey, this report examines Millennials' attitudes and retirement readiness.
2014 Country Reports
2014 Infographics
The Changing Face of Retirement - The Aegon Retirement Readiness Survey 2014
A Compendium of Findings About American Workers -- 15th Annual Survey (2014) - Full Survey Results
Complete results from the 15th Annual Survey. The worker report includes trend data and comparisons by company size, generation, gender, household income, educational attainment, and ethnicity/race, which are also available as excerpts.
The Retirement Readiness of Three Unique Generations
As part of the 15th Annual Transamerica Retirement Survey, this report examines current trends among American workers and compares the retirement outlooks of Baby Boomers, Generation X, and Millennials.
Fourteen Facts About Women's Retirement Outlook
Infographics
Fourteen Facts About Women's Retirement Outlook
In celebration of International Women's Day, TCRS highlights 14 facts about women's retirement outlook and seven steps to help improve it.
Spotlight on Saver's Credit
TCRS released survey results to help increase public awareness of the Saver's Credit, an important tax credit for low- to middle-income workers who save through a qualified retirement plan such as a 401(k), 403(b), or IRA.
Travel Effect - The Journey of Healthy Aging
This video reveals the findings that Americans both aspire to travel in their retirement and understand the critical role that travel plays in their lives for their personal well-being, both physical and mental.
Journey to Healthy Aging - Planning for Travel in Retirement
Infographics
Destination Healthy Aging
Global Coalition on Aging's new white paper is a meta-analysis of existing academic and social research, which for the first time links travel – and the activities associated with travel – with positive health outcomes.
The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation
The Retirement Readiness Imperative: Overcoming the Challenges Faced by Small Companies
This report on small businesses, part of the 14th Annual Transamerica Retirement Survey, examines retirement benefits offered by small companies (10-499 employees), assesses the retirement outlook of small-company workers, offers comparisons with large companies (500+ employees), and provides recommendations.
Dreaming About Retirement
A comparison of how men and women plan to spend their lives in retirement.
Repairing the Damaged Nest Egg: How to Improve the Retirement Outlook of the Unemployed & Underemployed
As part of its 14th Annual Transamerica Retirement Survey, TCRS surveyed unemployed and underemployed workers and found that 62 percent of displaced workers are “not too” or “not at all” confident about their retirement prospects. The report delves further into these groups and offers suggestions to help them improve their retirement readiness.
Unlocking Secrets of Retirement Readiness: Meet the Everyday People Who Are 'Power Planners'
The latest survey found that retirement confidence is on the rise, but that there are many Americans who remain unready for retirement. However, the research also discovered five segments of 'Power Planners' who are on the road to retirement readiness and can serve as a source of inspiration for others.
14th Annual Survey (2013) - Full Survey Results
Complete results from the 14th Annual survey. The worker report includes trend data and comparisons by age, gender, generation, household income, and participation in a retirement plan. The employer report includes trend data and comparisons by company size.
The Changing Face of Retirement - The Aegon Retirement Readiness Suvery (2013) - Country Reports
The Changing Face of Retirement - The Aegon Retirement Readiness Survey (2013) - Infographics
The Changing Face of Retirement - The Aegon Retirement Readiness Survey (2013) - Reports
Juggling Current Needs and Long-Term Security: Every Woman Needs Her Own Retirement Strategy
The annual Transamerica Retirement Study found that nearly half of working women don’t have a retirement strategy. This report was created to shed light on women’s attitudes and behaviors related to saving and planning for retirement and outlines key steps that can be taken to help women attain a more secure retirement.
Spotlight on the Saver's Credit
TCRS released survey results to help increase public awareness of the Saver's Credit, an important tax credit for low- to middle-income workers who save through a qualified retirement plan such as a 401(k), 403(b), or IRA.
Weathering the Economic Storm: Retirement Plans in the U.S., 2007-2012
This report evaluates how American workers and company-sponsored retirement plans have fared during these five difficult years of recession, and brings to light opportunities to improve the current retirement system.
The Changing Face of Retirement - The Workplace Perspective - Reports
The Cracked Nest Egg (Unemployed/Underemployed Survey)
This research, conducted among unemployed or underemployed workers, illuminates the severe effect of what is commonly referred to as the Great Recession on the retirement outlook of displaced American workers. The study shows that only 10 percent of displaced workers are very confident in their ability to retire comfortably.
Country Reports (2012)
The Changing Face of Retirement - The Aegon Retirement Readiness Survey (2012) - Reports
Redefining Retirement: The New "Retirement Readiness"
13th Annual Survey (2012) - Full Survey Results
Complete results from the 13th Annual survey. The worker report includes trend data and comparisons by age, gender, generation, household income, and participation in a retirement plan. The employer report includes trend data and comparisons by company size.
Women: Let's Talk About Retirement (Worker Survey)
A Source of Inspiration: Future Early Retirees (Worker Survey)
Emerging from the Recession (Employer Survey)
Out of Work in America (Unemployed/Underemployed Survey)
The New Retirement: Working (Worker Survey Results)
Educational Matters: The Impact of Educational Attainment on Worker Retirement Outlook
Women and Retirement
Employers Remain Reluctant to Enhance Retirement Benefits
A Tale of Two Retirements: The Importance of Employee-Funded Retirement Plans in the Workplace
Women and Retirement: Facing Challenges in a Recession
Managing the Road to Retirement: How Different Age Groups Save
Employers Reluctant to Cut Retirement Benefits in Difficult Economy
Strengthening Retirement Savings in a Weak Economy
Congressional Testimony
On February 25, 2009, TCRS was invited to testify at a hearing entitled, "Drop in Retirement Savings: The Challenges Small Business Face Funding and Maintaining Retirement Plans in a Struggling Economy," conducted by the U.S. House of Representatives Committee on Small Business.
Spotlight on Single Women in the U.S.A.
Building Retirement Confidence — Household Income
Emerging from the Economic Storm: Retirement Plans in the United States, 2007-2012
This report evaluates how American workers and company-sponsored retirement plans have fared during these five difficult years of recession and brings to light opportunities to improve the current retirement system.
A "Perfect" 401(k) Plan
10,000 Baby Boomers Turn 65 Every Day Infographic
Fewer than 1 in 10 Baby Boomers strongly agree that they are building a large enough nest egg.
Back-on-Track: Helping Pre-Retirees Improve Their Retirement Outlook
Relying on Social Security in Retirement
Educating Yourself Today for a More Secure Tomorrow
Retirement Security Priorities for the President and Congress
TCRS surveyed American workers before the 2012 election and asked them what they thought should be the priorities for the next President and Congress to help Americans prepare for a financially secure retirement.