TCRS-18th-Annual-Retirement Survey of Workers-Cover_Image

22nd Annual Transamerica Retirement Survey

Now in its 22nd year, the survey is one of the largest and longest running of its kind, exploring the retirement outlook and healthy-aging perspectives across different demographic segments. TCRS' retirement research highlights opportunities to improve retirement security for everyday people, employers, and policymakers. Conducted in late 2021, the survey included more than 10,000 adults of whom more than 5,000 are workers comprising 4,741 employed by others, 580 self-employed, and 525 unemployed by looking for work.

The following research reports are available:


Emerging From the COVID-19 Pandemic: Women's Health, Money, and Retirement Preparations

November 17, 2022

Women face a risky retirement outlook due to societal headwinds such as the gender pay gap and time out of the workforce for parenting and caregiving. The pandemic has intensified this tenuous situation. 2022 represents the 17th consecutive year that TCRS has published research on women and retirement. Based on the 22nd Annual Retirement Survey, this report examines the experiences of women employed by for-profit companies, and the impacts of the pandemic on their health, employment, financial well-being, and retirement preparedness. It also provides actionable recommendations for women, employers, and policymakers so that current and future generations of women can achieve retirement security.

 

Research Report

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Emerging From the COVID-19 Pandemic: Four Generations Prepare for Retirement

October 12, 2022

Workers across generations -- Baby Boomers, Generation X, Millennials, and Generation Z -- are envisioning and saving for an active and purposeful retirement amid an uncertain future. Based on the 22nd Annual Retirement Survey, this report focuses on the experiences of employed workers of for-profit companies and the impacts of the pandemic on their health and happiness, employment, financial well-being, and preparations for retirement. It also offers recommendations for workers, employers, and policymakers to improve retirement security. 

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Emerging From the COVID-19 Pandemic: The Employer's Perspective

August 16, 2022

Employers are navigating post-pandemic realities and adapting to the evolving needs of employees. This research report examines the impacts of the pandemic on employers and their current HR-related business practices for a multigenerational workforce, health and welfare benefits, and retirement benefits. It offers recommendations for employers on emerging benefit offerings and business practices such as fostering an age-friendly work environment to further their DE&I efforts. 

This report is based on a survey of more than 1,800 for-profit U.S. employers conducted in late 2021 and offers comparisons by company size, including small (less than 100 employees), medium (100 to 499 employees), and large companies (500 or more employees). It also includes relevant comparisons from TCRS’ most recent survey of more than 5,000 workers in for-profit companies. 

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Emerging From the COVID-19 Pandemic: The Retirement Outlook of the Workforce

June 28, 2022

The pandemic has precipitated major disruptions to the workforce, resulting in setbacks that could have lasting repercussions on workers’ ability to achieve a secure retirement. This report offers portraits of a diverse workforce of the employed, self-employed, and unemployed but looking for work, and their real stories of how life priorities changed because of the pandemic. It also offers recommendations for workers, employers, and policymakers for strengthening the U.S. retirement system to help everyone have a financially secure retirement. 


Research Report

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Press Release


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