A Compendium of Findings About American Employers
Comprehensive report offers five-year trend data on employers' perspectives about their businesses, their retirement benefit offerings, and their employees' retirement preparations
Downloadable Materials:
A Compendium of Findings About American Employers -- Full Survey Results
Fifteen Facts About Women's Retirement Outlook - Select Findings from the 15th Annual Transamerica Retirement Survey of Workers
Downloadable Materials:
Fifteen Facts Report Fact Sheet - Fifteen Facts About Women's Retirement Outlook... and Seven Steps to Improve It Press Release - March 3, 2015 Global Awareness Sheet - "I Always Save for Retirement" Global Awareness Sheet - "Future Generations of Retirees Will Be Worse Off"
Baby Boomer Workers Are Revolutionizing Retirement: Are They and Their Employers Ready?
TCRS' latest research examines the retirement vision among Baby Boomer workers (born between 1946 and 1964) and the level of involvement among employers to facilitate their transitioning into retirement. As part of its 15
thAnnual Transamerica
Retirement Survey, this study also offers seven suggestions for employers to help them prepare their employees to be retirement ready.
Downloadable Materials and Images:
Baby Boomer Report
Baby Boomer White Paper
Press Release - December 18, 2014
Baby Boomers Infographic
Baby Boomers Phasing Into Retirement - Shareable Image
Baby Boomers 14% Have a Written Retirement Strategy - Shareable Image
Baby Boomers Taking One Proactive Step - Shareable Image
Baby Boomers 13% May Never Recover - Shareable Image
Baby Boomers Keeping Job Skills Up-to-Date - Shareable Image
Baby Boomers Standard of Living in Retirement - Shareable Image
The Retirement Readiness Challenge: Five Ways Employers Can Improve Their 401(k)s
TCRS research identifies five ways employers can improve their 401(k)s and explores employers’ views on the economy, their companies, and retirement benefits. It also compares and contrasts employers’ views with workers’ perspectives.
The survey finds that retirement plan sponsorship is on the rise and that employers consider the offering of retirement benefits to be important tool in helping them attract and retain employees. It also offers suggestions for improvements
with the goal of helping all Americans prepare for a financially secure retirement.
Downloadable Materials and Images:
Retirement Readiness Report
Press Release -- October 20, 2014
Five Ways Employers Can Improve Their 401(k)s White Paper
Five Ways Employers Can Improve Their 401(k)s Trifold
Five Ways Employers Can Improve Their 401(k)s Infographic
Adopt Automatic Features Shareable Image
Consider Professionally Managed Services/Asset Allocation Suites Shareable Image
Add the Roth 401(k) Feature Shareable Image
Extend Eligibility to Part-Time Workers Shareable Image
Address Communication Gaps Between Employers and Employees Shareable Image
A Compendium of Findings About American Workers
The worker report includes trend data and comparisons by company size, generation, gender, household income, educational attainment, and ethnicity/race.
Downloadable Materials:
A Compendium of Findings About American Workers - Full Survey Results Influences of Company Size on Retirement Preparations - Excerpt Influences of Generation on Retirement Preparations - Excerpt Influences of Gender on Retirement Preparations - Excerpt Influences of Household Income on Retirement Preparations - Excerpt Influences of Educational Attainment on Retirement Preparations - Excerpt Influences of Ethnicity and Race on Retirement Preparations - Excerpt
Generation X Workers: Retirement Reality Bites Unless Answers Are Implemented
TCRS is continuing to spotlight research on the retirement readiness of different generations and finds that Generation X workers (born 1965-1978) are facing formidable uncertainties about their future retirement. Gen Xers – who joined the workforce
as 401(k)s were being introduced – could be considered the “401(k) Generation,” and indeed many of them are saving for retirement through such plans. However, the study also reveals that current levels of savings may not be enough,
and offers recommendations to help improve the retirement readiness outlook for Generation X.
Downloadable Materials:
Generation X Workers Report Generation X Workers: 15 Alarming Facts About Retirement Readiness and 7 Steps for Improving It Fact Sheet Press Release -- August 28, 2014
Millennial Workers: An Emerging Generation of Super Savers
The survey reveals that the retirement savings habits of American Millennial workers (born 1979-1996) are strong, and that they appear to be an emerging generation of retirement super savers. Millennial workers are already focused on retirement –
a large majority is saving for retirement, and started doing so a young age. Similarly, a large majority of those offered a 401(k) or similar plan participates in the plan. At the same time, opportunities abound for them to learn more about retirement
and further strengthen their savings. These materials explore the survey findings and offer recommendations for them, their employers and policymakers.
Downloadable Materials:
Millennial Workers Report
15 Facts About Millennials' Retirement Readiness... and 7 Steps for Long-Term Success Fact Sheet
Press Release -- July 15, 2014
Three Unique Generations with Very Different Retirements Ahead of Them: Baby Boomers, Generation X, and Millennials
Experts have long written about the changing retirement landscape over the past century. Times are changing so rapidly that the retirements of Baby Boomers, Generation X and Millennials will not only be a radical departure from their parents' generations,
but from each other as well. This new research examines current trends among American workers and compares the retirement outlook across these generations.
Downloadable Materials:
Three Generations Report
White Paper Press Release - April 30, 2014
Downloadable Infographics and Shareable Images:
Three Generations of Retirement Infographic
Three Generations - After the Storm
Workers Want Financial Advice on Retirement
Retirement Confidence Rebounding
Workers May Need $2 Million for Retirement
Retirement Differs Among Generations
Delaying Retirement
Generation X Infographic
Generation X Working in Retirement
Generation X The Future Is Now
Generation X Guessing Retirement Goal
Millennials Infographic
Millennials Find Tech-Based Tools Helpful
Millennials are Saving for Retirement
Few Millennials Use Retirement Calculator