Successful Retirement - Healthy Aging and Financial Security - Aegon Retirement Readiness Survey 2017
This research, conducted in collaboration with the Aegon Center for Longevity and Retirement, is part of the 2017 Aegon Retirement Readiness Survey. The study examines the connection between healthy aging and financial security in retirement. It also tracks retirement readiness annually since 2012 among workers in 15 countries around the world.
Retirement Preparations in a New Age of Self-Employment
This research, conducted in collaboration with the
Aegon Center for Longevity and Retirement, is part of the 2016 Aegon Retirement Readiness Survey. The study examines self-employed workers in 15 countries and their retirement preparations, expectations - and all too often - their shortcomings in savings. The report also offers recommendations for this unique group of workers.
A Retirement Wake-Up Call: The Aegon Retirement Readiness Survey 2016
The fifth annual Aegon Retirement Readiness Survey presents a five-year trend analysis based on the survey’s original nine countries in 2012 and present-day findings from 2016 based on 15 countries spanning Europe, the Americas, Asia, and Australia. Since the survey’s 2012 inception, 70,000 workers and retirees have shared their preparations and perspectives regarding retirement.
Central to the findings in this report is the lack of progress in retirement readiness across the globe. The report evaluates the current state of retirement readiness and explores key areas warranting focus and attention, including the need for: sharing the responsibility for retirement preparation, inspiring a world of habitual savers, making retirement plans more inclusive by design, facilitating the new flexible retirement, and promoting active living and healthy aging in retirement.
The New Flexible Retirement
The New Flexible Retirement offers perspectives on the retirement outlook of 16,000 workers and retirees in the U.S. and 14 other countries around the world. This report, conducted in collaboration with the
Aegon Center for Longevity and Retirement, is part of the 2015 Aegon Retirement Readiness Survey.
The study identifies workers’ vision of retirement as "The New Flexible Retirement." This vision represents an important opportunity for workers to work longer, continue earning income, stay active and involved, and fully retire at an older age – while freeing up time for family, friends, and enjoyment. Their vision of retirement can also create a win-win situation by serving as a powerful tool to help solve the government, social security, and employer-related issues resulting from population aging.
Country-Specific Fact Sheets
Learn more about flexible retirement in the U.S. and 14 other countries around the world.
Homemakers Are Not Off the Hook: How Should They Be Planning for Retirement?
Homemakers Are Not Off the Hook: How Should They Be Planning for Retirement? offers perspectives on the retirement outlook of 1,600 self-described homemakers in the U.S. and 14 other countries around the world.
This research, conducted in collaboration with the
Aegon Center for Longevity and Retirement, is part of the 2015 Aegon Retirement Readiness Survey. The purpose of the study is to expose homemakers’ retirement risks, identify challenges and opportunities, and offer recommendations for homemakers and their families, as well as employers, and policymakers.
Inspiring a World of Habitual Savers - Aegon Retirement Readiness Survey 2015
The fourth annual Aegon Retirement Readiness Survey, conducted in collaboration with TCRS, compares the retirement outlook and preparations of 16,000 workers and retirees in 15 countries spanning Europe, the Americas, Asia and Australia.
Preparedness, as measured by the Aegon Retirement Readiness Index, is up slightly from 2014. However, many workers around the world achieve a low score on the Index. The study found that those who save for retirement habitually are the most prepared and have higher levels of retirement confidence. The findings create a call to action to make habitual savings a global trend, recognizing that it should be a shared responsibility among individuals, employers, and policymakers.
In 2015, 14,400 workers and 1,600 retirees were surveyed in 15 countries: Australia, Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Turkey, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in February 2015.
The Changing Face of Retirement -- Women: Balancing Family, Career & Financial Security (2014)
This report examines the retirement preparedness of women in the workforce in the U.S. and around the world. The research finds that today's women are better educated and enjoy career opportunities beyond previous generations of women. However, the results also show that a woman’s path to a financially secure retirement is challenging. The report offers recommendations for individuals, employers and policymakers to aid women in their long-term retirement preparedness.
The Changing Face of Retirement -- The Aegon Retirement Readiness Survey (2014)
The research examines retirement readiness in 15 countries, as measured by the Aegon Retirement Readiness Index. The study offers insights on how workers around the world can improve their retirement outlook, including simplifying the savings process by participating in automatic enrollment, creating a solid retirement savings strategy and formulating a financial backup plan in case they are unable to work. In 2014, 14,400 workers and 1,600 retirees were surveyed in 15 countries: Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Sweden, Turkey, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2014.
The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation (2013)
The Changing Face of Retirement: The Young, Pragmatic and Penniless Generation sets forth some of the key challenges facing young adults as they seek to balance their immediate financial pressures with the goal of planning for retirement. The survey was based on 10,800 employees in 12 countries worldwide, and included 2,722 employees between the ages of 20 and 29. With over half of young people today expecting to be worse off in retirement compared to their parents’ generation, the current generation of people in their twenties find themselves faced with particular challenges in saving for later life.
The Changing Face of Retirement — the Aegon Retirement Readiness Survey (2013)
The research examines retirement readiness, as measured by the Aegon Retirement Readiness Index, and identifies ways to help workers take on personal responsibility. In 2013, 10,800 workers and 1,200 retirees were surveyed in 12 countries: Canada, China, France, Germany, Hungary, Japan, the Netherlands, Poland, Spain, Sweden, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2013. The range of issues covered include attitudes towards retirement readiness, the role of the government and employers in providing retirement benefits, and the impact of the financial crisis on attitudes regarding investment risk and retirement planning.
The Changing Face of Retirement - The Aegon Retirement Readiness Suvery (2013) - Country Reports
The Changing Face of Retirement — The Workplace Perspective (2012)
The Workplace Perspective sets out a range of detailed findings from the research and examines what factors shape the kind of retirement plans employers make available, and to what extent their employees value them when considered alongside other workplace benefits such as salary, time off, medical and life insurance. The study was conducted among 8,100 employees in 9 countries and 12 major international employers. The context for this report has been guided by well-established global trends which have placed strains on the retirement systems around the world.
The Changing Face of Retirement — Aegon Retirement Readiness Survey (2012)
This first Retirement Readiness Survey conducted by the Transamerica Center for Retirement Studies and Aegon aims to better understand prevailing attitudes about retirement planning and personal expectations among the current working generation within eight European countries, as well as the United States and Japan. The research also seeks to contribute to a common understanding of the changing face of retirement and the measures necessary to accommodate demographic and socio-economic trends.