Transamerica Institute

TCRS Global Retirement Survey

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The annual Aegon Retirement Readiness Survey, now in its fourth year, is conducted by the Transamerica Center for Retirement Studies in collaboration with the Aegon Center for Longevity and Retirement. The research finds that retirement aspirations are shared around the world, including some who want to start a business and many who want to travel, while retirement readiness varies. The research strives to provide a clear picture of global retirement issues in Europe, the Americas, Asia and Australia. 


Homemakers Are Not Off the Hook: How Should They Be Planning for Retirement?

Homemakers Are Not Off the Hook: How Should They Be Planning for Retirement? offers perspectives on the retirement outlook of 1,600 self-described homemakers in the U.S. and 14 other countries around the world. 

This new research, conducted in collaboration with the Aegon Center for Longevity and Retirement, is part of the 2015 Aegon Retirement Readiness Survey. The purpose of the study is to expose homemakers’ retirement risks, identify challenges and opportunities, and offer recommendations for homemakers and their families, as well as employers, and policymakers.

Inspiring a World of Habitual Savers - Aegon Retirement Readiness Survey 2015

The fourth annual Aegon Retirment Readiness Survey, conducted in collaboration with TCRS, compares the retirement outlook and preparations of 16,000 workers and retirees in 15 countries spanning Europe, the Americas, Asia and Australia.

Preparedness, as measured by the Aegon Retirement Readiness Index, is up slightly from 2014. However, many workers around the world achieve a low score on the Index. The study found that those who save for retirement habitually are the most prepared and have higher levels of retirement confidence. The findings create a call to action to make habitual savings a global trend, recognizing that it should be a shared responsibility among individuals, employers, and policymakers. 

In 2015, 14,400 workers and 1,600 retirees were surveyed in 15 countries: Australia, Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Turkey, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in February 2015.

The Changing Face of Retirement -- Women: Balancing Family, Career & Financial Security (2014)

This report examines the retirement preparedness of women in the workforce in the U.S. and around the world. The research finds that today's women are better educated and enjoy career opportunities beyond previous generations of women. However, the results also show that a woman’s path to a financially secure retirement is challenging. The report offers recommendations for individuals, employers and policymakers to aid women in their long-term retirement preparedness.

The Changing Face of Retirement -- Women: Balancing Family, Career and Financial Security

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The Changing Face of Retirement -- The Aegon Retirement Readiness Survey (2014)

The research examines retirement readiness in 15 countries, as measured by the Aegon Retirement Readiness Index. The study offers compelling insights on how workers around the world can improve their retirement outlook, including simplifying the savings process by participating in automatic enrollment, creating a solid retirement savings strategy and formulating a financial backup plan in case they are unable to work. In 2014, 14,400 workers and 1,600 retirees were surveyed in 15 countries: Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Sweden, Turkey, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2014. 

The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation (2013)

The Changing Face of Retirement: The Young, Pragmatic and Penniless Generation sets forth some of the key challenges facing young adults as they seek to balance their immediate financial pressures with the goal of planning for retirement. The survey was based on 10,800 employees in 12 countries worldwide, and included 2,722 employees between the ages of 20 and 29. With over half of young people today expecting to be worse off in retirement compared to their parents’ generation, the current generation of people in their twenties find themselves faced with particular challenges in saving for later life.

The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation


The Changing Face of Retirement — the Aegon Retirement Readiness Survey (2013)

The research examines retirement readiness, as measured by the Aegon Retirement Readiness Index, and identifies ways to help workers take on personal responsibility. In 2013, 10,800 workers and 1,200 retirees were surveyed in 12 countries: Canada, China, France, Germany, Hungary, Japan, the Netherlands, Poland, Spain, Sweden, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2013. The range of issues covered include attitudes towards retirement readiness, the role of the government and employers in providing retirement benefits, and the impact of the financial crisis on attitudes regarding investment risk and retirement planning.

The Changing Face of Retirement — The Workplace Perspective (2012)

The Workplace Perspective sets out a range of detailed findings from the research and examines what factors shape the kind of retirement plans employers make available, and to what extent their employees value them when considered alongside other workplace benefits such as salary, time off, medical and life insurance. The study was conducted among 8,100 employees in 9 countries and 12 major international employers. The context for this report has been guided by well-established global trends which have placed strains on the retirement systems around the world.

The Changing Face of Retirement - The Workplace Perspective - Reports


The Changing Face of Retirement — Aegon Retirement Readiness Survey (2012)

This first Retirement Readiness Survey conducted by the Transamerica Center for Retirement Studies and Aegon aims to better understand prevailing attitudes about retirement planning and personal expectations among the current working generation within eight European countries, as well as the United States and Japan. The research also seeks to contribute to a common understanding of the changing face of retirement and the measures necessary to accommodate demographic and socio-economic trends.