Transamerica Institute

TCRS Global Retirement Survey

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The Aegon Retirement Readiness Survey, conducted by the Transamerica Center for Retirement Studies in collaboration with Aegon, strives to provide a clear picture of global retirement readiness in Europe, the Americas and Asia.


The Changing Face of Retirement -- The Aegon Retirement Readiness Survey (2014)

The research examines retirement readiness in 15 countries, as measured by the Aegon Retirement Readiness Index. The study offers compelling insights on how workers around the world can improve their retirement outlook, including simplifying the savings process by participating in automatic enrollment, creating a solid retirement savings strategy and formulating a financial backup plan in case they are unable to work. In 2014, 14,400 workers and 1,600 retirees were surveyed in 15 countries: Brazil, Canada, China, France, Germany, Hungary, India, Japan, the Netherlands, Poland, Spain, Sweden, Turkey, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2014. 

The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation (2013)

The Changing Face of Retirement: The Young, Pragmatic and Penniless Generation sets forth some of the key challenges facing young adults as they seek to balance their immediate financial pressures with the goal of planning for retirement. The survey was based on 10,800 employees in 12 countries worldwide, and included 2,722 employees between the ages of 20 and 29. With over half of young people today expecting to be worse off in retirement compared to their parents’ generation, the current generation of people in their twenties find themselves faced with particular challenges in saving for later life.

The Changing Face of Retirement - The Young, Pragmatic and Penniless Generation - Reports


The Changing Face of Retirement — the Aegon Retirement Readiness Survey (2013)

The research examines retirement readiness, as measured by the Aegon Retirement Readiness Index, and identifies ways to help workers take on personal responsibility. In 2013, 10,800 workers and 1,200 retirees were surveyed in 12 countries: Canada, China, France, Germany, Hungary, Japan, the Netherlands, Poland, Spain, Sweden, the United Kingdom and the United States. Respondents were interviewed in their local languages using an online panel survey in January and February 2013. The range of issues covered include attitudes towards retirement readiness, the role of the government and employers in providing retirement benefits, and the impact of the financial crisis on attitudes regarding investment risk and retirement planning.

The Changing Face of Retirement — The Workplace Perspective (2012)

The Workplace Perspective sets out a range of detailed findings from the research and examines what factors shape the kind of retirement plans employers make available, and to what extent their employees value them when considered alongside other workplace benefits such as salary, time off, medical and life insurance. The study was conducted among 8,100 employees in 9 countries and 12 major international employers. The context for this report has been guided by well-established global trends which have placed strains on the retirement systems around the world.

The Changing Face of Retirement - The Workplace Perspective - Reports


The Changing Face of Retirement — Aegon Retirement Readiness Survey (2012)

This first Retirement Readiness Survey conducted by the Transamerica Center for Retirement Studies and Aegon aims to better understand prevailing attitudes about retirement planning and personal expectations among the current working generation within eight European countries, as well as the United States and Japan. The research also seeks to contribute to a common understanding of the changing face of retirement and the measures necessary to accommodate demographic and socio-economic trends.