Women and Retirement
Since 2006 Transamerica Center for Retirement Studies has been publishing research reports and pursuing outreach campaigns regarding women as part of its annual retirement survey. TCRS aims to raise awareness of retirement risks that women face in order to affect positive change.
TCRS research has found that women around the world are concerned that future generations of retirees will be worse off than current retirees. In the United States, women can take greater control of their financial futures by taking small steps today that can ultimately lead to an improved outlook in terms of their long-term retirement readiness.
The Seventeen Facts About Women's Retirement Outlook
is based on findings from TCRS’ 17th Annual Transamerica Retirement Survey of Workers, and was published in recognition of National Women’s History Month, which corresponds with International Women’s Day. The focus of International Women’s Day is to highlight issues related to women’s social, political and economic advancement.
This report, together with The Compendium of Findings Excerpt, highlight specific areas of opportunity for women (and offers comparisons to men). The reports also outline some of the underlying reasons why women are at greater risk than men of not achieving a secure retirement, such as lower incomes, lower lifetime earnings, time out of the workforce to be a parent or caregiver, and longer life expectancies that drive a need for greater savings. The accompanying Fact Sheet offers facts and tips for women.