Welcome to the Transamerica Center for Retirement Studies®

"The Center" is a center for the study of retirement trends and issues facing the American workforce.

Survey Snapshot

Building a Large Enough Retirement Nest Egg

Retirement Nest Egg Graph

Only 39 percent of workers agree that they are building a large enough retirement nest egg. The majority – 53 percent – disagree with this.

Seven Things to Know
When you invest in a
401(k) Retirement Plan

According to research conducted by the Transamerica Center for Retirement Studies, 68% of workers agree that they do not know as much as they should about retirement investing.

Redefining Retirement: The New "Retirement Readiness"

As part of its 13th Annual Transamerica Retirement Survey, the Center surveyed more than 3,600 American workers and found low levels of "retirement readiness" among workers of all ages. Based on these findings, The Center provides a broad view of retirement preparedness among American workers by age range to highlight opportunities for improving their long-term outlook, and proposes a new definition of "retirement readiness." more...

Final Regulations for ERISA 408(b)(2) Issued

The Dept. of Labor issued final regulations concerning the disclosure requirements for services performed and fees charged by covered service providers to retirement plans (commonly referred to as "408(b)(2) regulations") and extended the general effective date to July 1, 2012. more...

Spotlight on the Saver's Credit

TCRS published this article to help increase public awareness of the Saver's Credit, an important tax credit for low-to-middle income workers. more...


The Transamerica Center for Retirement Studies® ("The Center") is a non-profit corporation and private foundation. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third-parties.

The Center and its representatives cannot give ERISA, tax, investment or legal advice. This material is provided for informational purposes only and should not be construed as ERISA, tax, investment or legal advice. Interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, The Center disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it.