Welcome to the Transamerica Center for Retirement Studies®

"The Center" is a center for the study of retirement trends and issues facing the American workforce.

Survey Snapshot
Seven Things to Know
When you invest in a
401(k) Retirement Plan

According to research conducted by the Transamerica Center for Retirement Studies, 68% of workers agree that they do not know as much as they should about retirement investing.

Women: Let's Talk About Retirement

As part of its 12th Annual Transamerica Retirement Survey, the Center surveyed over 1,800 American women workers and found that only 8 percent "strongly agree" that they are building a large enough retirement nest egg. The survey also found that while friends and family are the most frequently cited go-to sources of retirement planning and investing information among women (37 percent), only 8 percent "frequently" talk about it and 30 percent "never" talk about it. The report offers actionable insights and recommendations to help women of all ages to start the conversation and improve their retirement outlook. more...

TCRS Releases Two New Articles

The Dept. of Labor (DOL) issued a Technical Release with clarification of its interim guidelines on the use of electronic delivery for participant fee disclosures. The DOL published final regulations to implement the statutory prohibited transaction exemption, regarding the provision of investment advice by a fiduciary adviser to participants. more...

Spotlight on the Saver's Credit

TCRS published this article to help increase public awareness of the Saver's Credit, an important tax credit for low-to-middle income workers. more...


The Transamerica Center for Retirement Studies® ("The Center") is a non-profit corporation and private foundation. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third-parties.

The Center and its representatives cannot give ERISA, tax or legal advice. This material is provided for informational purposes only and should not be construed as ERISA, tax or legal advice. Interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, The Center disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it.