Traditional or Roth Account

If your plan offers the option to make after-tax Roth contributions, and you'd like some help comparing them to traditional before-tax contributions, then this tool will help. 

Just answer a few brief questions and you'll be able to view and print a detailed comparison of after-tax Roth contributions to traditional before-tax account contributions. You'll also be able to utilize the Gap Analyzer to help you estimate if you're saving enough for retirement.

Note: This program is strictly for illustrative and educational purposes only. It is intended to show you how your retirement plan can help you reach your retirement goal. It is not intended to guarantee a payment of benefits.

Transamerica does not provide investment tax or legal advice. We recommend that you consult your independent advisor or attorney regarding your particular situation.

Access the Traditional or Roth account calculator now.

The Transamerica Center for Retirement Studies^® ("The Center") is a non-profit corporation and private foundation. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third-parties.

The Center and its representatives cannot give ERISA, tax or legal advice. This material is provided for informational purposes only and should not be construed as ERISA, tax or legal advice. Interested parties must consult and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. Although care has been taken in preparing this material and presenting it accurately, The Center disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it.